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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,771 | $100,262-88.3% | $81,370-85.5% | $145,897-91.9% |
| Participation rate | 75.0% | 74.3%+0.7pp | 69.5%+5.5pp | 80.3%-5.3pp |
| Annual return | 11.08% | 34.52%-23.4pp | 24.85%-13.8pp | 552.29%-541.2pp |
| Employer contribution / active EE | $1,141 | $2,979-61.7% | $2,464-53.7% | $4,663-75.5% |
| Participant deferral / active EE | $1,401 | $4,612-69.6% | $3,885-63.9% | $6,689-79.1% |
| Admin fee / account holder | $1,247 | $8,163-84.7% | $5,749-78.3% | $13,390-90.7% |