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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,375 | $106,864-36.0% | $147,318-53.6% | $82,637-17.3% |
| Participation rate | 80.0% | 75.5%+4.5pp | 82.1%-2.1pp | 68.1%+11.9pp |
| Annual return | 19.08% | 27.49%-8.4pp | 70.43%-51.4pp | 53.51%-34.4pp |
| Employer contribution / active EE | $4,698 | $3,417+37.5% | $4,593+2.3% | $2,552+84.1% |
| Participant deferral / active EE | $8,888 | $6,496+36.8% | $7,906+12.4% | $4,126+115.4% |
| Admin fee / account holder | $10,229 | $8,415+21.6% | $13,708-25.4% | $7,339+39.4% |