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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,511 | $55,437-81.0% | $155,534-93.2% | $74,459-85.9% |
| Participation rate | 90.6% | 61.9%+28.7pp | 78.2%+12.3pp | 67.2%+23.3pp |
| Annual return | 18.87% | 269.58%-250.7pp | 64.92%-46.1pp | 1369.70%-1350.8pp |
| Employer contribution / active EE | $1,128 | $2,266-50.2% | $4,675-75.9% | $2,626-57.1% |
| Participant deferral / active EE | $3,763 | $2,837+32.6% | $5,630-33.2% | $4,350-13.5% |
| Admin fee / account holder | $15 | $1,742-99.1% | $15,900-99.9% | $1,945-99.2% |