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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,023 | $177,156-92.1% | $147,027-90.5% | $154,746-90.9% |
| Participation rate | 78.6% | 79.4%-0.8pp | 73.7%+4.8pp | 80.7%-2.1pp |
| Annual return | 22.82% | 21.94%+0.9pp | 20.23%+2.6pp | 172.34%-149.5pp |
| Employer contribution / active EE | $1,887 | $4,336-56.5% | $3,626-47.9% | $4,379-56.9% |
| Participant deferral / active EE | $4,082 | $5,797-29.6% | $4,933-17.3% | $6,730-39.4% |
| Admin fee / account holder | $331 | $14,904-97.8% | $12,223-97.3% | $14,365-97.7% |