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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,148 | $115,225-16.6% | $100,712-4.5% | $138,895-30.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 12.69% | 40.35%-27.7pp | 33.27%-20.6pp | 145.39%-132.7pp |
| Employer contribution / active EE | $10,775 | $2,771+288.8% | $2,313+365.9% | $4,194+156.9% |
| Participant deferral / active EE | $6,938 | $4,699+47.6% | $4,085+69.8% | $6,396+8.5% |
| Admin fee / account holder | $1,985 | $10,844-81.7% | $9,256-78.6% | $12,562-84.2% |