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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,289 | $111,830-44.3% | $93,696-33.5% | $145,884-57.3% |
| Participation rate | 85.7% | 74.2%+11.5pp | 68.7%+17.0pp | 80.3%+5.4pp |
| Annual return | 10.42% | 204.08%-193.7pp | 133.74%-123.3pp | 551.85%-541.4pp |
| Employer contribution / active EE | $13,737 | $3,093+344.1% | $2,422+467.2% | $4,662+194.6% |
| Participant deferral / active EE | $8,896 | $4,920+80.8% | $4,417+101.4% | $6,690+33.0% |
| Admin fee / account holder | $448 | $10,249-95.6% | $8,287-94.6% | $13,392-96.7% |