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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,779 | $124,213-70.4% | $118,106-68.9% | $154,746-76.2% |
| Participation rate | 91.7% | 83.6%+8.1pp | 81.9%+9.8pp | 80.7%+11.0pp |
| Annual return | 12.91% | 18.29%-5.4pp | 19.44%-6.5pp | 172.34%-159.4pp |
| Employer contribution / active EE | $1,924 | $4,905-60.8% | $4,698-59.1% | $4,379-56.1% |
| Participant deferral / active EE | $4,040 | $6,859-41.1% | $6,619-39.0% | $6,730-40.0% |
| Admin fee / account holder | $1,487 | $9,627-84.6% | $8,973-83.4% | $14,365-89.6% |