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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,779 | $92,798-60.4% | $96,707-62.0% | $137,256-73.2% |
| Participation rate | 91.7% | 81.6%+10.0pp | 80.4%+11.3pp | 80.0%+11.7pp |
| Annual return | 12.91% | 31.24%-18.3pp | 34.78%-21.9pp | 220.34%-207.4pp |
| Employer contribution / active EE | $1,924 | $4,147-53.6% | $4,191-54.1% | $4,156-53.7% |
| Participant deferral / active EE | $4,040 | $5,877-31.3% | $5,997-32.6% | $6,407-36.9% |
| Admin fee / account holder | $1,487 | $7,946-81.3% | $7,503-80.2% | $12,270-87.9% |