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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,393 | $105,284-94.9% | $150,734-96.4% | $94,015-94.3% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 1.25% | 15.67%-14.4pp | 600.81%-599.6pp | 17.84%-16.6pp |
| Employer contribution / active EE | $2,255 | $3,599-37.3% | $4,918-54.2% | $2,790-19.2% |
| Participant deferral / active EE | $0 | $4,274-100.0% | $5,610-100.0% | $4,249-100.0% |
| Admin fee / account holder | $1,263 | $9,839-87.2% | $14,905-91.5% | $8,951-85.9% |