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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,147 | $100,073-79.9% | $85,126-76.3% | $145,877-86.2% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 11.03% | 84.11%-73.1pp | 66.63%-55.6pp | 551.28%-540.2pp |
| Employer contribution / active EE | $826 | $3,236-74.5% | $2,731-69.8% | $4,663-82.3% |
| Participant deferral / active EE | $1,539 | $5,294-70.9% | $4,523-66.0% | $6,691-77.0% |
| Admin fee / account holder | $807 | $7,261-88.9% | $6,160-86.9% | $13,402-94.0% |