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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,745 | $97,125-72.5% | $86,233-69.0% | $137,256-80.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 28.07% | 74.19%-46.1pp | 61.39%-33.3pp | 220.34%-192.3pp |
| Employer contribution / active EE | $979 | $2,841-65.5% | $2,504-60.9% | $4,156-76.4% |
| Participant deferral / active EE | $1,090 | $5,180-79.0% | $4,559-76.1% | $6,407-83.0% |
| Admin fee / account holder | $735 | $9,725-92.4% | $8,342-91.2% | $12,270-94.0% |