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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,147 | $100,203-79.9% | $85,240-76.4% | $145,897-86.2% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 11.03% | 84.28%-73.2pp | 66.75%-55.7pp | 552.29%-541.3pp |
| Employer contribution / active EE | $826 | $3,242-74.5% | $2,735-69.8% | $4,663-82.3% |
| Participant deferral / active EE | $1,539 | $5,299-70.9% | $4,527-66.0% | $6,689-77.0% |
| Admin fee / account holder | $807 | $7,265-88.9% | $6,165-86.9% | $13,390-94.0% |