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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,036 | $72,465-90.3% | $67,575-89.6% | $145,884-95.2% |
| Participation rate | 77.8% | 76.9%+0.9pp | 72.9%+4.9pp | 80.3%-2.5pp |
| Annual return | 16.22% | 7222.56%-7206.3pp | 3528.98%-3512.8pp | 551.85%-535.6pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,736-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,085 | $4,786-56.4% | $4,003-47.9% | $6,690-68.8% |
| Admin fee / account holder | $879 | $5,515-84.1% | $3,993-78.0% | $13,392-93.4% |