Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,617 | $89,225-65.7% | $133,698-77.1% | $74,478-58.9% |
| Participation rate | 60.3% | 69.4%-9.1pp | 76.4%-16.1pp | 67.2%-6.9pp |
| Annual return | 21.50% | 22.76%-1.3pp | 580.90%-559.4pp | 1370.56%-1349.1pp |
| Employer contribution / active EE | $1,502 | $2,816-46.7% | $4,218-64.4% | $2,626-42.8% |
| Participant deferral / active EE | $2,298 | $4,597-50.0% | $7,016-67.3% | $4,350-47.2% |
| Admin fee / account holder | $1,028 | $1,545-33.5% | $6,703-84.7% | $1,946-47.2% |