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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,932 | $110,410-88.3% | $102,437-87.4% | $145,897-91.1% |
| Participation rate | 42.9% | 77.9%-35.1pp | 74.5%-31.7pp | 80.3%-37.4pp |
| Annual return | 15.61% | 24.85%-9.2pp | 24.95%-9.3pp | 552.29%-536.7pp |
| Employer contribution / active EE | $1,632 | $4,217-61.3% | $3,871-57.8% | $4,663-65.0% |
| Participant deferral / active EE | $2,004 | $5,622-64.3% | $5,060-60.4% | $6,689-70.0% |
| Admin fee / account holder | $1,314 | $9,745-86.5% | $8,388-84.3% | $13,390-90.2% |