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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,111 | $129,737-92.2% | $119,126-91.5% | $154,746-93.5% |
| Participation rate | 85.7% | 78.9%+6.9pp | 75.8%+10.0pp | 80.7%+5.0pp |
| Annual return | 15.16% | 379.08%-363.9pp | 282.11%-267.0pp | 172.34%-157.2pp |
| Employer contribution / active EE | $1,308 | $4,375-70.1% | $4,034-67.6% | $4,379-70.1% |
| Participant deferral / active EE | $2,227 | $5,842-61.9% | $5,318-58.1% | $6,730-66.9% |
| Admin fee / account holder | $1,700 | $11,961-85.8% | $10,693-84.1% | $14,365-88.2% |