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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,726 | $154,228-87.9% | $145,433-87.1% | $137,256-86.4% |
| Participation rate | 89.5% | 83.8%+5.7pp | 82.1%+7.4pp | 80.0%+9.5pp |
| Annual return | 18.21% | 74.59%-56.4pp | 66.58%-48.4pp | 220.34%-202.1pp |
| Employer contribution / active EE | $538 | $4,804-88.8% | $4,554-88.2% | $4,156-87.1% |
| Participant deferral / active EE | $3,707 | $8,216-54.9% | $7,897-53.1% | $6,407-42.1% |
| Admin fee / account holder | $1,990 | $14,344-86.1% | $13,129-84.8% | $12,270-83.8% |