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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,418 | $29,733+83.0% | $56,025-2.9% | $80,959-32.8% |
| Participation rate | 20.5% | 41.7%-21.2pp | 52.5%-32.0pp | 67.7%-47.2pp |
| Annual return | 15.58% | 35.28%-19.7pp | 1712.69%-1697.1pp | 35.67%-20.1pp |
| Employer contribution / active EE | $540 | $672-19.5% | $1,042-48.1% | $2,757-80.4% |
| Participant deferral / active EE | $1,769 | $1,229+43.9% | $1,955-9.5% | $4,300-58.9% |
| Admin fee / account holder | $309 | $2,434-87.3% | $2,828-89.1% | $6,925-95.5% |