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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,496 | $156,616+100.8% | $133,346+135.8% | $198,609+58.3% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 14.92% | 44.25%-29.3pp | 36.85%-21.9pp | 202.70%-187.8pp |
| Employer contribution / active EE | $1,796 | $3,368-46.7% | $2,853-37.1% | $5,055-64.5% |
| Participant deferral / active EE | $27,250 | $4,920+453.9% | $4,332+529.0% | $6,977+290.6% |
| Admin fee / account holder | $85,129 | $17,468+387.3% | $14,264+496.8% | $19,030+347.3% |