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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,165 | $185,312-60.5% | $161,489-54.7% | $154,746-52.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.31% | 103.84%-85.5pp | 89.72%-71.4pp | 172.34%-154.0pp |
| Employer contribution / active EE | $9,205 | $4,769+93.0% | $4,268+115.7% | $4,379+110.2% |
| Participant deferral / active EE | $9,006 | $6,350+41.8% | $5,630+60.0% | $6,730+33.8% |
| Admin fee / account holder | $946 | $18,654-94.9% | $16,006-94.1% | $14,365-93.4% |