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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,379 | $159,934-67.2% | $147,005-64.4% | $145,959-64.1% |
| Participation rate | 81.0% | 84.0%-3.0pp | 82.2%-1.2pp | 80.3%+0.7pp |
| Annual return | 30.57% | 98.24%-67.7pp | 418.76%-388.2pp | 561.95%-531.4pp |
| Employer contribution / active EE | $3,869 | $5,287-26.8% | $4,934-21.6% | $4,661-17.0% |
| Participant deferral / active EE | $7,673 | $8,427-8.9% | $8,070-4.9% | $6,689+14.7% |
| Admin fee / account holder | $5,074 | $15,053-66.3% | $13,006-61.0% | $13,398-62.1% |