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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,379 | $160,040-67.3% | $147,096-64.4% | $145,877-64.1% |
| Participation rate | 81.0% | 84.0%-3.1pp | 82.2%-1.2pp | 80.3%+0.7pp |
| Annual return | 30.57% | 98.49%-67.9pp | 419.75%-389.2pp | 551.28%-520.7pp |
| Employer contribution / active EE | $3,869 | $5,289-26.8% | $4,936-21.6% | $4,663-17.0% |
| Participant deferral / active EE | $7,673 | $8,429-9.0% | $8,071-4.9% | $6,691+14.7% |
| Admin fee / account holder | $5,074 | $15,050-66.3% | $13,005-61.0% | $13,402-62.1% |