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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,472 | $111,878-39.7% | $93,727-28.0% | $145,897-53.8% |
| Participation rate | 90.9% | 74.2%+16.7pp | 68.7%+22.2pp | 80.3%+10.6pp |
| Annual return | 12.12% | 204.28%-192.2pp | 133.83%-121.7pp | 552.29%-540.2pp |
| Employer contribution / active EE | $6,891 | $3,092+122.8% | $2,421+184.6% | $4,663+47.8% |
| Participant deferral / active EE | $14,835 | $4,920+201.5% | $4,417+235.9% | $6,689+121.8% |
| Admin fee / account holder | $11,356 | $10,256+10.7% | $8,292+37.0% | $13,390-15.2% |