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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,995 | $185,312-64.9% | $161,489-59.8% | $154,746-58.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 7.54% | 103.84%-96.3pp | 89.72%-82.2pp | 172.34%-164.8pp |
| Employer contribution / active EE | $1,415 | $4,769-70.3% | $4,268-66.8% | $4,379-67.7% |
| Participant deferral / active EE | $5,680 | $6,350-10.5% | $5,630+0.9% | $6,730-15.6% |
| Admin fee / account holder | $168,132 | $18,654+801.3% | $16,006+950.5% | $14,365+1070.4% |