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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,471 | $76,522-13.1% | $56,033+18.6% | $145,884-54.4% |
| Participation rate | 18.8% | 63.2%-44.5pp | 52.5%-33.7pp | 80.3%-61.6pp |
| Annual return | 9.51% | 3014.28%-3004.8pp | 1711.38%-1701.9pp | 551.85%-542.3pp |
| Employer contribution / active EE | $448 | $1,382-67.6% | $1,041-57.0% | $4,662-90.4% |
| Participant deferral / active EE | $560 | $2,624-78.7% | $1,954-71.4% | $6,690-91.6% |
| Admin fee / account holder | $956 | $3,328-71.3% | $2,827-66.2% | $13,392-92.9% |