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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,303 | $171,492-52.6% | $150,734-46.1% | $198,609-59.1% |
| Participation rate | 43.8% | 81.4%-37.7pp | 78.4%-34.7pp | 82.4%-38.6pp |
| Annual return | 16.56% | 804.70%-788.1pp | 600.81%-584.2pp | 202.70%-186.1pp |
| Employer contribution / active EE | $1,564 | $5,470-71.4% | $4,918-68.2% | $5,055-69.1% |
| Participant deferral / active EE | $6,374 | $6,259+1.8% | $5,610+13.6% | $6,977-8.6% |
| Admin fee / account holder | $1,900 | $17,628-89.2% | $14,905-87.3% | $19,030-90.0% |