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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,705 | $81,331+467.7% | $155,534+196.9% | $80,935+470.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.70% | 33.37%-17.7pp | 64.92%-49.2pp | 35.66%-20.0pp |
| Employer contribution / active EE | $35,908 | $3,105+1056.5% | $4,675+668.1% | $2,757+1202.6% |
| Participant deferral / active EE | $22,991 | $3,454+565.6% | $5,630+308.3% | $4,299+434.7% |
| Admin fee / account holder | $5,804 | $7,999-27.4% | $15,900-63.5% | $6,924-16.2% |