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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,705 | $81,262+468.2% | $155,602+196.7% | $80,911+470.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 15.70% | 33.34%-17.6pp | 64.81%-49.1pp | 35.63%-19.9pp |
| Employer contribution / active EE | $35,908 | $3,102+1057.6% | $4,675+668.0% | $2,756+1203.0% |
| Participant deferral / active EE | $22,991 | $3,451+566.1% | $5,629+308.5% | $4,297+435.0% |
| Admin fee / account holder | $5,804 | $7,992-27.4% | $15,923-63.5% | $6,935-16.3% |