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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,965 | $100,203-55.1% | $85,240-47.2% | $145,897-69.2% |
| Participation rate | 31.6% | 74.1%-42.5pp | 67.5%-35.9pp | 80.3%-48.7pp |
| Annual return | 13.31% | 84.28%-71.0pp | 66.75%-53.4pp | 552.29%-539.0pp |
| Employer contribution / active EE | $795 | $3,242-75.5% | $2,735-70.9% | $4,663-83.0% |
| Participant deferral / active EE | $2,593 | $5,299-51.1% | $4,527-42.7% | $6,689-61.2% |
| Admin fee / account holder | $677 | $7,265-90.7% | $6,165-89.0% | $13,390-94.9% |