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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,396 | $154,228-60.8% | $145,433-58.5% | $137,256-56.0% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 14.36% | 74.59%-60.2pp | 66.58%-52.2pp | 220.34%-206.0pp |
| Employer contribution / active EE | $4,339 | $4,804-9.7% | $4,554-4.7% | $4,156+4.4% |
| Participant deferral / active EE | $8,020 | $8,216-2.4% | $7,897+1.6% | $6,407+25.2% |
| Admin fee / account holder | $29,816 | $14,344+107.9% | $13,129+127.1% | $12,270+143.0% |