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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,237 | $160,040+10.1% | $147,096+19.8% | $145,877+20.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 25.05% | 98.49%-73.4pp | 419.75%-394.7pp | 551.28%-526.2pp |
| Employer contribution / active EE | $13,996 | $5,289+164.6% | $4,936+183.6% | $4,663+200.2% |
| Participant deferral / active EE | $14,575 | $8,429+72.9% | $8,071+80.6% | $6,691+117.8% |
| Admin fee / account holder | $981 | $15,050-93.5% | $13,005-92.5% | $13,402-92.7% |