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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,237 | $159,934+10.2% | $147,005+19.9% | $145,959+20.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 25.05% | 98.24%-73.2pp | 418.76%-393.7pp | 561.95%-536.9pp |
| Employer contribution / active EE | $13,996 | $5,287+164.7% | $4,934+183.7% | $4,661+200.3% |
| Participant deferral / active EE | $14,575 | $8,427+72.9% | $8,070+80.6% | $6,689+117.9% |
| Admin fee / account holder | $981 | $15,053-93.5% | $13,006-92.5% | $13,398-92.7% |