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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,955 | $101,591-78.4% | $147,096-85.1% | $74,429-70.5% |
| Participation rate | 80.7% | 75.5%+5.2pp | 82.2%-1.4pp | 67.2%+13.5pp |
| Annual return | 96.86% | 8746.45%-8649.6pp | 419.75%-322.9pp | 1368.38%-1271.5pp |
| Employer contribution / active EE | $2,155 | $3,813-43.5% | $4,936-56.3% | $2,625-17.9% |
| Participant deferral / active EE | $3,701 | $7,302-49.3% | $8,071-54.1% | $4,348-14.9% |
| Admin fee / account holder | $1,261 | $1,750-27.9% | $13,005-90.3% | $1,944-35.1% |