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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,709 | $81,358-73.3% | $155,556-86.0% | $80,959-73.2% |
| Participation rate | 32.0% | 66.3%-34.3pp | 78.2%-46.2pp | 67.7%-35.7pp |
| Annual return | 17.98% | 33.39%-15.4pp | 64.84%-46.9pp | 35.67%-17.7pp |
| Employer contribution / active EE | $693 | $3,106-77.7% | $4,675-85.2% | $2,757-74.9% |
| Participant deferral / active EE | $2,406 | $3,455-30.4% | $5,631-57.3% | $4,300-44.1% |
| Admin fee / account holder | $146 | $7,994-98.2% | $15,885-99.1% | $6,925-97.9% |