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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,932 | $185,312-79.5% | $161,489-76.5% | $154,746-75.5% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 17.10% | 103.84%-86.7pp | 89.72%-72.6pp | 172.34%-155.2pp |
| Employer contribution / active EE | $1,888 | $4,769-60.4% | $4,268-55.8% | $4,379-56.9% |
| Participant deferral / active EE | $3,380 | $6,350-46.8% | $5,630-40.0% | $6,730-49.8% |
| Admin fee / account holder | $2,931 | $18,654-84.3% | $16,006-81.7% | $14,365-79.6% |