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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,628 | $183,539-82.8% | $155,556-79.7% | $145,897-78.3% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 13.97% | 61.31%-47.3pp | 64.84%-50.9pp | 552.29%-538.3pp |
| Employer contribution / active EE | $2,617 | $5,315-50.8% | $4,675-44.0% | $4,663-43.9% |
| Participant deferral / active EE | $4,267 | $6,467-34.0% | $5,631-24.2% | $6,689-36.2% |
| Admin fee / account holder | $501 | $19,275-97.4% | $15,885-96.8% | $13,390-96.3% |