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| Provider | Service type | Compensation |
|---|---|---|
FIDELIS WEALTH ADVISORS1 year Service code 27 · EIN 82-2385401 | Advisory (Plan) | $13,430 |
Service code 37 · EIN 04-2647786 | Loan Processing | $10,490 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,279 | $79,003-45.2% | $100,398-56.9% | $74,400-41.8% |
| Participation rate | 86.9% | 79.5%+7.4pp | 81.5%+5.4pp | 67.2%+19.7pp |
| Annual return | 35.14% | 20.62%+14.5pp | 49.32%-14.2pp | 1367.51%-1332.4pp |
| Employer contribution / active EE | $1,906 | $3,015-36.8% | $3,946-51.7% | $2,624-27.4% |
| Participant deferral / active EE | $8,636 | $7,752+11.4% | $8,084+6.8% | $4,348+98.6% |
| Admin fee / account holder | $152 | $1,331-88.6% | $7,893-98.1% | $1,944-92.2% |