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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,357 | $67,823+320.7% | $52,425+444.3% | $137,256+107.9% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 342.00% | 219.11%+122.9pp | 302.12%+39.9pp | 220.34%+121.7pp |
| Employer contribution / active EE | $1,014 | $1,163-12.8% | $914+10.9% | $4,156-75.6% |
| Participant deferral / active EE | $1,483 | $2,288-35.2% | $1,790-17.2% | $6,407-76.9% |
| Admin fee / account holder | $2,463 | $2,844-13.4% | $2,495-1.3% | $12,270-79.9% |