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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,888 | $106,749-37.3% | $145,433-54.0% | $82,448-18.9% |
| Participation rate | 67.7% | 75.6%-7.9pp | 82.1%-14.4pp | 68.1%-0.3pp |
| Annual return | 19.96% | 27.59%-7.6pp | 66.58%-46.6pp | 41.64%-21.7pp |
| Employer contribution / active EE | $2,151 | $3,444-37.5% | $4,554-52.8% | $2,551-15.7% |
| Participant deferral / active EE | $6,242 | $6,519-4.2% | $7,897-21.0% | $4,139+50.8% |
| Admin fee / account holder | $1,350 | $8,390-83.9% | $13,129-89.7% | $7,234-81.3% |