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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,888 | $106,524-37.2% | $152,301-56.1% | $87,485-23.5% |
| Participation rate | 67.7% | 75.8%-8.0pp | 82.4%-14.7pp | 68.9%-1.2pp |
| Annual return | 19.96% | 26.89%-6.9pp | 80.50%-60.5pp | 26.06%-6.1pp |
| Employer contribution / active EE | $2,151 | $3,371-36.2% | $4,624-53.5% | $2,596-17.1% |
| Participant deferral / active EE | $6,242 | $6,525-4.3% | $8,004-22.0% | $4,274+46.1% |
| Admin fee / account holder | $1,350 | $8,287-83.7% | $14,398-90.6% | $7,775-82.6% |