Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,076 | $101,672-92.1% | $147,117-94.5% | $74,478-89.2% |
| Participation rate | 46.9% | 75.5%-28.6pp | 82.2%-35.3pp | 67.2%-20.3pp |
| Annual return | 15.60% | 8757.83%-8742.2pp | 420.54%-404.9pp | 1370.56%-1355.0pp |
| Employer contribution / active EE | $1,827 | $3,813-52.1% | $4,932-63.0% | $2,626-30.4% |
| Participant deferral / active EE | $701 | $7,305-90.4% | $8,065-91.3% | $4,350-83.9% |
| Admin fee / account holder | $2,018 | $1,753+15.1% | $12,993-84.5% | $1,946+3.7% |