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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,875 | $110,410-39.4% | $102,437-34.7% | $145,897-54.2% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 17.24% | 24.85%-7.6pp | 24.95%-7.7pp | 552.29%-535.0pp |
| Employer contribution / active EE | $4,236 | $4,217+0.4% | $3,871+9.4% | $4,663-9.1% |
| Participant deferral / active EE | $8,526 | $5,622+51.7% | $5,060+68.5% | $6,689+27.5% |
| Admin fee / account holder | $1,972 | $9,745-79.8% | $8,388-76.5% | $13,390-85.3% |