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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,839 | $154,228-46.3% | $145,433-43.0% | $137,256-39.6% |
| Participation rate | 73.9% | 83.8%-9.9pp | 82.1%-8.2pp | 80.0%-6.0pp |
| Annual return | 17.19% | 74.59%-57.4pp | 66.58%-49.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $4,014 | $4,804-16.5% | $4,554-11.9% | $4,156-3.4% |
| Participant deferral / active EE | $7,663 | $8,216-6.7% | $7,897-3.0% | $6,407+19.6% |
| Admin fee / account holder | $1,070 | $14,344-92.5% | $13,129-91.9% | $12,270-91.3% |