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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,166 | $76,608+461.5% | $56,077+667.1% | $145,877+194.9% |
| Participation rate | 8.7% | 63.2%-54.5pp | 52.5%-43.8pp | 80.3%-71.6pp |
| Annual return | 19.59% | 3009.59%-2990.0pp | 1709.28%-1689.7pp | 551.28%-531.7pp |
| Employer contribution / active EE | $80 | $1,382-94.2% | $1,040-92.3% | $4,663-98.3% |
| Participant deferral / active EE | $100 | $2,624-96.2% | $1,954-94.9% | $6,691-98.5% |
| Admin fee / account holder | $24 | $3,325-99.3% | $2,825-99.2% | $13,402-99.8% |