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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,166 | $76,785+460.2% | $56,441+662.1% | $145,959+194.7% |
| Participation rate | 8.7% | 63.2%-54.5pp | 52.5%-43.8pp | 80.3%-71.6pp |
| Annual return | 19.59% | 3000.51%-2980.9pp | 1704.21%-1684.6pp | 561.95%-542.4pp |
| Employer contribution / active EE | $80 | $1,381-94.2% | $1,039-92.3% | $4,661-98.3% |
| Participant deferral / active EE | $100 | $2,624-96.2% | $1,953-94.9% | $6,689-98.5% |
| Admin fee / account holder | $24 | $3,334-99.3% | $2,829-99.2% | $13,398-99.8% |