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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,009 | $111,535+99.9% | $105,223+111.9% | $137,256+62.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 22.60% | 237.85%-215.3pp | 180.65%-158.1pp | 220.34%-197.7pp |
| Employer contribution / active EE | $29,683 | $3,939+653.5% | $3,689+704.7% | $4,156+614.2% |
| Participant deferral / active EE | $43,000 | $5,500+681.8% | $5,072+747.8% | $6,407+571.2% |
| Admin fee / account holder | $1,111 | $9,721-88.6% | $8,859-87.5% | $12,270-90.9% |