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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,331 | $110,410-25.4% | $102,437-19.6% | $145,897-43.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.32% | 24.85%-14.5pp | 24.95%-14.6pp | 552.29%-542.0pp |
| Employer contribution / active EE | $16,391 | $4,217+288.7% | $3,871+323.5% | $4,663+251.5% |
| Participant deferral / active EE | $11,789 | $5,622+109.7% | $5,060+133.0% | $6,689+76.2% |
| Admin fee / account holder | $12,011 | $9,745+23.2% | $8,388+43.2% | $13,390-10.3% |