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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,490 | $160,070+85.8% | $147,117+102.2% | $145,897+103.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.43% | 98.69%-83.3pp | 420.54%-405.1pp | 552.29%-536.9pp |
| Employer contribution / active EE | $4,336 | $5,285-18.0% | $4,932-12.1% | $4,663-7.0% |
| Participant deferral / active EE | $1,836 | $8,419-78.2% | $8,065-77.2% | $6,689-72.6% |
| Admin fee / account holder | $1,303 | $15,035-91.3% | $12,993-90.0% | $13,390-90.3% |