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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,179 | $124,425+7.0% | $112,040+18.9% | $137,256-3.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.42% | 24.72%-10.3pp | 24.52%-10.1pp | 220.34%-205.9pp |
| Employer contribution / active EE | $4,508 | $3,411+32.2% | $2,954+52.6% | $4,156+8.5% |
| Participant deferral / active EE | $10,212 | $5,718+78.6% | $5,098+100.3% | $6,407+59.4% |
| Admin fee / account holder | $8,722 | $15,207-42.6% | $12,098-27.9% | $12,270-28.9% |