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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,629 | $99,053-91.3% | $88,179-90.2% | $138,895-93.8% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.1%-2.5pp | 79.9%-13.3pp |
| Annual return | 30.26% | 78.17%-47.9pp | 64.97%-34.7pp | 145.39%-115.1pp |
| Employer contribution / active EE | $711 | $2,882-75.3% | $2,549-72.1% | $4,194-83.1% |
| Participant deferral / active EE | $2,237 | $5,225-57.2% | $4,614-51.5% | $6,396-65.0% |
| Admin fee / account holder | $0 | $8,748-100.0% | $7,673-100.0% | $12,562-100.0% |