Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $20,173 |
Filed as: COMPERIO RETIREMENT CONSULT Service code 26 · EIN 20-4798483 | Advisory (Participants) | $9,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,024 | $41,510-73.4% | $85,009-87.0% | $99,061-88.9% |
| Participation rate | 3.4% | 35.3%-31.9pp | 67.5%-64.1pp | 71.6%-68.2pp |
| Annual return | 21.09% | 17.38%+3.7pp | 66.47%-45.4pp | 17.66%+3.4pp |
| Employer contribution / active EE | $0 | $1,137-100.0% | $2,728-100.0% | $3,261-100.0% |
| Participant deferral / active EE | $75 | $2,246-96.7% | $4,522-98.3% | $5,331-98.6% |
| Admin fee / account holder | $118 | $175-32.6% | $6,153-98.1% | $109+8.4% |