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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,291 | $183,539-59.0% | $155,556-51.6% | $145,897-48.4% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 12.08% | 61.31%-49.2pp | 64.84%-52.8pp | 552.29%-540.2pp |
| Employer contribution / active EE | $19,746 | $5,315+271.5% | $4,675+322.3% | $4,663+323.5% |
| Participant deferral / active EE | $14,492 | $6,467+124.1% | $5,631+157.4% | $6,689+116.6% |
| Admin fee / account holder | $949 | $19,275-95.1% | $15,885-94.0% | $13,390-92.9% |