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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,291 | $183,592-59.0% | $155,567-51.6% | $145,959-48.4% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 12.08% | 61.24%-49.2pp | 64.74%-52.7pp | 561.95%-549.9pp |
| Employer contribution / active EE | $19,746 | $5,315+271.5% | $4,674+322.5% | $4,661+323.7% |
| Participant deferral / active EE | $14,492 | $6,464+124.2% | $5,628+157.5% | $6,689+116.7% |
| Admin fee / account holder | $949 | $19,318-95.1% | $15,916-94.0% | $13,398-92.9% |