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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,291 | $183,592-59.0% | $155,574-51.6% | $145,877-48.4% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 12.08% | 61.37%-49.3pp | 64.87%-52.8pp | 551.28%-539.2pp |
| Employer contribution / active EE | $19,746 | $5,317+271.4% | $4,676+322.3% | $4,663+323.5% |
| Participant deferral / active EE | $14,492 | $6,466+124.1% | $5,629+157.4% | $6,691+116.6% |
| Admin fee / account holder | $949 | $19,316-95.1% | $15,914-94.0% | $13,402-92.9% |