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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,943 | $169,336-53.4% | $129,384-39.0% | $145,884-45.9% |
| Participation rate | 90.0% | 76.5%+13.5pp | 69.6%+20.4pp | 80.3%+9.7pp |
| Annual return | 20.45% | 14408.70%-14388.3pp | 9461.77%-9441.3pp | 551.85%-531.4pp |
| Employer contribution / active EE | $3,251 | $5,540-41.3% | $4,153-21.7% | $4,662-30.3% |
| Participant deferral / active EE | $8,420 | $4,985+68.9% | $4,166+102.1% | $6,690+25.9% |
| Admin fee / account holder | $679 | $9,912-93.2% | $7,686-91.2% | $13,392-94.9% |