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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,510 | $111,830+17.6% | $93,696+40.4% | $145,884-9.9% |
| Participation rate | 11.8% | 74.2%-62.5pp | 68.7%-57.0pp | 80.3%-68.5pp |
| Annual return | 14.80% | 204.08%-189.3pp | 133.74%-118.9pp | 551.85%-537.0pp |
| Employer contribution / active EE | $894 | $3,093-71.1% | $2,422-63.1% | $4,662-80.8% |
| Participant deferral / active EE | $2,706 | $4,920-45.0% | $4,417-38.7% | $6,690-59.6% |
| Admin fee / account holder | $83 | $10,249-99.2% | $8,287-99.0% | $13,392-99.4% |