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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,510 | $111,787+17.6% | $93,681+40.4% | $145,978-9.9% |
| Participation rate | 11.8% | 74.2%-62.5pp | 68.7%-57.0pp | 80.3%-68.5pp |
| Annual return | 14.80% | 203.52%-188.7pp | 133.47%-118.7pp | 550.52%-535.7pp |
| Employer contribution / active EE | $894 | $3,093-71.1% | $2,422-63.1% | $4,662-80.8% |
| Participant deferral / active EE | $2,706 | $4,918-45.0% | $4,415-38.7% | $6,690-59.6% |
| Admin fee / account holder | $83 | $10,256-99.2% | $8,290-99.0% | $13,400-99.4% |