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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,430 | $127,386-21.2% | $115,037-12.7% | $125,388-19.9% |
| Participation rate | 91.3% | 84.2%+7.1pp | 81.4%+9.9pp | 83.2%+8.1pp |
| Annual return | 1.89% | 31.28%-29.4pp | 26.14%-24.3pp | 282.24%-280.4pp |
| Employer contribution / active EE | $1,202 | $5,166-76.7% | $4,608-73.9% | $4,866-75.3% |
| Participant deferral / active EE | $4,129 | $6,423-35.7% | $6,026-31.5% | $5,352-22.8% |
| Admin fee / account holder | $6,451 | $9,516-32.2% | $8,175-21.1% | $9,541-32.4% |