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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,847 | $167,415-87.5% | $140,514-85.2% | $198,609-89.5% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 16.00% | 13.85%+2.1pp | 14.36%+1.6pp | 202.70%-186.7pp |
| Employer contribution / active EE | $2,143 | $4,088-47.6% | $3,378-36.6% | $5,055-57.6% |
| Participant deferral / active EE | $7,349 | $5,579+31.7% | $4,919+49.4% | $6,977+5.3% |
| Admin fee / account holder | $2,744 | $16,730-83.6% | $13,697-80.0% | $19,030-85.6% |