Retirement plan

COLE G. ARCHAMBAULT, D.M.D., PLLC 401(K) PLAN AND TRUST

Name: COLE G. ARCHAMBAULT, D.M.D., PLLC - COLE G. ARCHAMBAULT, D.M.D., PLLC 401(K) PLAN AND TRUST (2024) Form 5500
Creator: COLE G. ARCHAMBAULT, D.M.D., PLLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COLE G. ARCHAMBAULT, D.M.D., PLLC 401(K) PLAN AND TRUST, COLE G. ARCHAMBAULT, D.M.D., PLLC

COLE G. ARCHAMBAULT, D.M.D., PLLCEIN 47-4403977Plan #001PY 2024

1284 ELM STREET - WEST SPRINGFIELD, MA 01089413-737-6387

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$946K

+2.1% from 2023

Total participants

+15.4% from 2023

Average account balance

$63,046

-11.5% from 2023

Annual return

10.94%

-5.70 pp from 2023

Benchmarks

See 109,631 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort109,631 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$946K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$63K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

115.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$113K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.94%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$13464

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$202K

$15535 / participant

Other / not subdivided$202K100.0%

% of EOY assets

21.355%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$63,046

$183,592-65.7%

$155,567-59.5%

$145,959-56.8%

Participation rate

100.0%

82.7%+17.3pp

78.2%+21.8pp

80.3%+19.7pp

Annual return

10.94%

61.24%-50.3pp

64.74%-53.8pp

561.95%-551.0pp

Employer contribution / active EE

$3,252

$5,315-38.8%

$4,674-30.4%

$4,661-30.2%

Participant deferral / active EE

$5,473

$6,464-15.3%

$5,628-2.7%

$6,689-18.2%

Admin fee / account holder

$13,464

$19,318-30.3%

$15,916-15.4%

$13,398+0.5%

COLE G. ARCHAMBAULT, D.M.D., PLLC 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COLE G. ARCHAMBAULT, D.M.D., PLLC 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion