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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,601 | $111,878+107.0% | $93,727+147.1% | $145,897+58.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 15.56% | 204.28%-188.7pp | 133.83%-118.3pp | 552.29%-536.7pp |
| Employer contribution / active EE | $29,449 | $3,092+852.4% | $2,421+1116.2% | $4,663+531.6% |
| Participant deferral / active EE | $23,833 | $4,920+384.4% | $4,417+439.6% | $6,689+256.3% |
| Admin fee / account holder | $1,313 | $10,256-87.2% | $8,292-84.2% | $13,390-90.2% |