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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,789 | $185,312-38.6% | $161,489-29.5% | $154,746-26.5% |
| Participation rate | 71.4% | 82.5%-11.0pp | 78.7%-7.3pp | 80.7%-9.3pp |
| Annual return | 50.55% | 103.84%-53.3pp | 89.72%-39.2pp | 172.34%-121.8pp |
| Employer contribution / active EE | $1,729 | $4,769-63.7% | $4,268-59.5% | $4,379-60.5% |
| Participant deferral / active EE | $7,437 | $6,350+17.1% | $5,630+32.1% | $6,730+10.5% |
| Admin fee / account holder | $1,422 | $18,654-92.4% | $16,006-91.1% | $14,365-90.1% |