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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,034 | $75,541-66.9% | $152,093-83.5% | $82,637-69.7% |
| Participation rate | 95.5% | 66.5%+29.0pp | 77.8%+17.7pp | 68.1%+27.5pp |
| Annual return | 39.77% | 32.56%+7.2pp | 66.36%-26.6pp | 53.51%-13.7pp |
| Employer contribution / active EE | $6,443 | $2,622+145.7% | $4,175+54.3% | $2,552+152.5% |
| Participant deferral / active EE | $10,896 | $3,206+239.9% | $5,451+99.9% | $4,126+164.1% |
| Admin fee / account holder | $5,076 | $6,405-20.7% | $14,497-65.0% | $7,339-30.8% |