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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,269 | $183,539-92.2% | $155,556-90.8% | $145,897-90.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.27% | 61.31%-47.0pp | 64.84%-50.6pp | 552.29%-538.0pp |
| Employer contribution / active EE | $4,312 | $5,315-18.9% | $4,675-7.8% | $4,663-7.5% |
| Participant deferral / active EE | $2,276 | $6,467-64.8% | $5,631-59.6% | $6,689-66.0% |
| Admin fee / account holder | $2,242 | $19,275-88.4% | $15,885-85.9% | $13,390-83.3% |