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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,007 | $29,716+71.7% | $56,077-9.0% | $80,925-37.0% |
| Participation rate | 10.9% | 41.7%-30.8pp | 52.5%-41.6pp | 67.7%-56.8pp |
| Annual return | 11.22% | 35.30%-24.1pp | 1709.28%-1698.1pp | 35.65%-24.4pp |
| Employer contribution / active EE | $172 | $671-74.4% | $1,040-83.5% | $2,756-93.8% |
| Participant deferral / active EE | $991 | $1,228-19.3% | $1,954-49.3% | $4,299-76.9% |
| Admin fee / account holder | $10,849 | $2,432+346.1% | $2,825+284.1% | $6,940+56.3% |